A little complex but simple and cute!😍❤

Step One: Open this background and press Add Photo..

Step Two: Add the png of your choice but I used Nikki.. Then press Fx..

Step Three: Swipe and click on the B&W option, then press the check mark..

Step Four: Press Fx one more time, and click on the button Blur.. Then swipe and click on the Motion Blur. Then press the check mark..

Step Five: Add the other photo, and repeat.. Press Fx for B&W, then the check mark, then click Fx and press Blur for Motion Blur. Then press the check mark one more time.

Step Six: Press the (+) sign, and click on Add Photo.

Step Seven: Place your png in between the two B&W ones.. And press Fx, and swipe until you see Seafoam, and click the check mark.

Step Eight: (Optional) Press the (+) and press add photo, use the flower crown and place it on the head of the middle photo.

Step Nine: (Also Optional) Press (+) and press add photo, add a cloud on the top of the cover, then press the check mark and save your cover.

Step Ten: Head over to Phonto, and load your image, and add the title and name..

Final Result:

                           Add-ons: