In which I show you this suuuuper simple thing right here. Also, I (believe) I came up with this, so please, credit me anywhere if you use this idea for a cover!

1. Open the template in Superimpose/PicsArt.
2. Open your chosen photo as the foreground/added picture.

3. Set on "screen."
4. Merge, aaaand you're done! Proceed to Phonto to add text wherever.
4.5- The cover example was for traceofyou . I highly recommend you go check out her books! They're amazing, man
5. If you want, you can add a gloss overlay (which I'll add in the add-ons)

F I N A L R E S U L T

A D D O N S

[credit to forbehs I believe for the glossy overlay thing]