I meant to do this for fanfictions but since those vary depending on what the hell I want on it, I'm doing my random books.

What I use

Apps in blue are my main tools. The app in purple I don't need sometimes but I do about 75% of the time.

Quick Rundown of Apps (all of which are free)
Phonto: Good fonts. Better than Wattpad covers
PhotoGrid: Backgrounds
Wattpad Covers: All you use it for is cropping the base image so your cover doesn't look janky
Pro Knockout: Removes backgrounds.

1. Find an image. I use Pinterest 90% of the time but if someone on Google+ finds a good image I might use it. Here I'm using an Undertale comic

(The last Mettaton image to be specific)

Then you remove the background. I have no images of me removing the background so have the transparent

BACKGROUND TIME!

I'm explaining Gradients later since I'm half awake and it's hard to explain.

Cropping
Do the normal thing with Wattpad covers

How to save your cover

Text! Shade likes her gradients

This chapter was more of a bitch to type then to get Reinhardt #1