So I will be showing you how I made this picture. This can be done on picsart or superimpose.

Apps needed: Picsart or superimpose
                          Phonto

Step 1: open up this template

Step 2: open whatever picture you want as foreground

Step 3:
If you are using superimpose go to the transform tab
If you are using picsart go to blend

Step 4:
Stretch the image to cover the complete back ground

Step 5:
On superimpose click on the gears and select screen
On picsart since you are already in blend just select screen

Step 6: save image
Step 7: (optional)
Open up your picture in phonto
Add filters if you want
If not just select done
Step 8:
Click on your picture and then click the pop up that will say add text

Step 9:
Type in whatever you want on your edit then click done

Step 10: go to size and adjust accordingly to how big or small you want it
Step 11: you can change your font by clicking on font and scrolling and finding a font you like
Or you can go to style and adjust the color of your text
Or you can go to tilt and tilt your font how ever much you please
(This whole step depends on how you want it)
Step 12:
After you are done adjusting your font click on the square with an arrow pointing out and select export to photos
Your finished product should look something along the lines of this

Hope you enjoyed this little tutorial. I know it's a bit long but it's honestly one of the easiest ones to make.  So, yeah thanks guys and peace out✌️️